Doctor Loans and Working Capital

 

RESIDENTIAL LOANS

Despite the recent hikes in interest rates for mortgages are still historically low: where else can you borrow money so inexpensively?

Source: www.BankRate.com

Please call me if you need assistance with finding the right loan, as many options are available. It’s not just about finding the lowest interest rate but doing so in conjunction with getting the best possible terms for your circumstances and goals.

Note: some of the newer doctor loan / physician loan products offer some very attractive interest rates and terms, including 5% down-payment or even 0% down-payment.

Follow this link to see a simple-to-understand infographic on the mortgage process. This is general information and not specific to doctor loans.

 

DOCTOR LOANS
Learn the difference between doctor loans / physician loans and conventional loans so that you can choose which one is best for you. Doctor loans are not always the best deals or the best option, especially in high-demand, competitive neighborhoods.

Physicians have more complicated finances than most professionals. This is one area in which I urge you not to rely on your friends as to what they did – their finances and situation are probably not identical to yours. Instead, call an experienced loan officer, someone who is a full-time financial professional, to review your finances to make sure you are home-hunting in the right price range. You will save a lot of time and disappointment this way.

PREP FOR BUYING A HOME JUST LIKE YOU WOULD PREP FOR SURGERY
Always get a pre-approval letter from your lender, before you spend much time looking for homes. You will vastly improve your chances of successfully purchasing your dream home if you provide your tax returns and payroll information to your lender upfront for desktop underwriting approval.

COMMERCIAL LOANS AND WORKING CAPITAL
In addition to residential loans, I can provide you with experienced referrals if you are interested in expanding your practice and need working capital or require funds to purchase a medical building.

 

Monique Bryher, MSPH / Broker-Associate, Realtor® 
Physician Real Estate Agent
Pinnacle Estate Properties, Inc.
818-430-6705

 

 

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